Insurance Waiting Period Explained
Understand what a waiting period is, how long it lasts, and which conditions it applies to in your policy.
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Insurance Waiting Period Explained
Understanding your insurance policy is critical. Review the frequently asked questions below to ensure you know what is covered, what is excluded, and how the terms impact your coverage and claims process. Make sure to always read your policy document carefully.
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Try it nowFrequently Asked Questions
How long is a typical waiting period for pre-existing diseases?
Usually 2-4 years, depending on the insurer and policy.
Is there a waiting period for accidents?
No, accidental coverage typically applies from day one.
Does porting my policy reset the waiting period?
No, waiting periods already served are carried over when porting to a new insurer.